01 - Combine crushed vanilla wafers and melted butter in a small bowl. Mix until evenly moistened. Distribute about 2 tablespoons into the bottom of each serving cup and press lightly to form the crust base.
02 - Beat cream cheese, sugar, and vanilla extract in a medium bowl using a hand mixer until smooth and creamy consistency is achieved.
03 - Whip cold heavy cream in a separate bowl until stiff peaks form. Gently fold whipped cream into the cream cheese mixture until fully incorporated.
04 - Whisk together banana pudding mix and cold milk for 2 minutes until mixture thickens to proper consistency.
05 - Spoon half of the cheesecake filling over the crust in each cup, spreading evenly.
06 - Arrange a layer of sliced bananas over the cheesecake filling in each cup.
07 - Divide banana pudding evenly among cups, spooning over the banana layer.
08 - Spread remaining cheesecake mixture over the pudding layer in each cup.
09 - Sprinkle each cup with additional wafer crumbs, arrange fresh banana slices on top, and add a dollop of whipped cream if desired.
10 - Cover cups and refrigerate for at least 2 hours to allow flavors to meld and set properly before serving.